Even when an enforcement file is opened against you, you have rights and options: filing an objection, requesting a payment order, consolidating files or reaching a settlement. It's important to act early, before restrictions are imposed.

When should you contact a lawyer?

• You've received a warning that a file was opened.
• Your bank account or salary has been attached.
• Restrictions were imposed: driver's license, credit cards or leaving the country.
• There are several files against you at once.

Related topics

• Payment order
• Consolidating files
• Debt settlement
• Insolvency